Skip to main content

Title Deeds

Today when  you purchase a house, the legal documentation affecting the purchase will he added to the existing title deeds for the property, and a solicitor will  assist with the formal registration of the transaction with the Land Registry - a process which  done online these days.

To finance the purchase, most people apply for a mortgage, and the title deeds for the property are then deposited with the mortgage provider or solicitor acting on their behalf as security against the loan until the mortgage is paid off, or the property is sold on.

However, there was no systematic registration of land or property transfers until the formation of  Land Registry in 1862; and even then, registrion remained a voluntary process for most area outside inner London until late into the twentieth century. 

Defined in its strictest term, a  "deed" is a legal document. Title deeds also known as muniments of title,  are therefore the collected legal documentation for past transfers of a particular piece of land or property, and should perhaps be more accurately described as the "deed package". In effect, they represent legal proof of ownership through previous transfers. As such, a variety of different types of document might be included in the deed package, such as indentures, mortgages, wills, manorial records and court papers. In theory, title deeds can stretch back for many centuries, and until 1925 this was often the case. However, under the terms of the 1925 Law of Property Act, the requirement to prove descent of land as far back as possible was removed, with a new period of proof limited to only 30 years. this period was further reduced to 15 years in 1970. In consequence, older title deeds became redundant, and often no longer formed part of the deed package that was passed from one pruchaser to the next.

 When the 1925 Law of Property Act was passed, many solicitors and mortgage providers took the opportunity to dispose of title deeds that had accumulated over many years, and presented them to either current owners orsimply thrown away and ended up in skips or rubbish tips.

Many private title deeds for monastic land and properties have been collected in the National Archives in the aftermath of the suppression of the monasteries. These deeds are described as Ancient and Moder, depending on their date; ancient deeds usually pre-date the seventeenth century, whereas Modern deeds date from the seventeenth century to the early nineteenth.

Some principal landowners or tenants-in-chief who fell foul of the Crown and escheated their property, deeds for these  large private estate will also be collected.

Crown property may have been sold into private hands or leased out to private individuals.
Labels:

Comments

Post a Comment

Popular posts from this blog

Does pearls reproduce by itself through time

At the request of several families he and Mrs Legge gave a home for some months to a young Dutch girl, a granddaughter of the first Dutch governor of the Straits Settlements. She had several pearls of which the Dutch residents were great collectors, got from oysters found in a river of the Malay Peninsula, when she left them she gave Mrs Legge a small box containing a large pearl the size of a pea, with a blue spot on it, and two others not so large. This box was then put away and locked up. Several weeks later he took it out and on opening it discovered more than a dozen pearls, most of them very small. Astonished at the phenomenon he called his chief servant, a Portuguese, who happened to enter the room and who expressed no surprise but declared it to be a common occurrence. On enquiry he found that many of the Dutch people had jars of pearls, large and small, which had accumulated in this way. Some years later he related the incident at dinner on board ship. The captain was a cautio...
Post a Comment
Read more

Bidmas, Bedmas, Bodmas, Pedmas And Christmas

This BBC GCSE Bitesize post says, BODMAS stands for 'brackets', 'other', 'division', 'multiplication', 'addition' and 'subtraction'. It's the order in which we carry out a calculation. But another article says, the order of operations in Maths called BIDMAS. BIDMAS stands for Brackets, Indices, Division and Multiplication, Addition and Subtraction. The difference is that the second substitute 'o' with 'i', and we can understand that teacher normally chooses easy way to explain whose pupils can understand, exponent or power or indices are out of reach of foundation students, so teachers uses 'other' instead. And in this article , 'o' actually stands for 'order', as far as my memory can go, my English teacher never teach me 'order' actually means 'Powers and Square Roots, etc.' In United States, the mnemonic fo Order of Operation is PEMDAS, because brackets are called pa...
Post a Comment
Read more

Panic or panick

There is only one spelling for panic ; the verb is inflected 'panic, panics, panicked, and panicking’. The form panick is used for progressive tense, past tense and past participle. We don't write panick today, though English speakers from a few hundred years ago might have (in the same way they might have written musick). When the alternate spelling “panick” is used for the past participle: "I panicked last night at the disco." When it’s use for progressive tense: “Invariably, when markets are panicking, they sell the stocks quickly.” It's the rule for root words ending in "c" is that you have to add “k”, so the spelling is related with the pronunciation. If we don't add the <k>, it looks as if the <c> has to be pronounced /s/. If the "k" was not there, “panicing” would look like the word which is supposed to be pronounced as if it is ended in "sing," while “paniced” would be pronounced like “panised”. The same ...
1 comment
Read more